Schumacher Chevrolet of Clifton
Nothing can put a halt to buying a vehicle like bad credit. Even if you have the income to support your purchase, the majority of banks will look the other way when you apply for credit. After that, it's either a cash car, rideshare service, or city bus for you-unless you visit Shumacher Chevrolet of Clifton. We specialize in bad-credit car loans to help people find their way out of tough situations. We're on your side at our Chevy dealership near Paramus.
If you don't know where you stand, you can use our credit estimator tool to help get a better idea of your standing. There are five categories that your credit score falls in. The higher the credit score, the easier time you'll have when you want to finance your car. On the flipside, the lower your score, the harder it'll be. This is how most banks judge your credit:
If you're looking for a second-chance auto loan near Paramus, then you're probably batting with a credit score between the "Poor" and "Fair" range. The good news is that even if you fall into those categories, we're designed to help you find terms with a lender that is willing to give you the second chance you deserve.
Our process is simple. We judge things based on your income and not solely on your credit score. When you speak with a dedicated member of our finance department, they'll analyze your current situation and connect you with a lender that can help. Our Chevy dealership has established relationships with multiple banks in the subprime industry, so you'll always have a fair chance to finance with Schumacher Chevrolet of Clifton.
You can get started with your online credit application. It only takes 10 minutes to complete your auto application, and from there, you'll know exactly what you need to do to get in the driver's seat. We've helped hundreds of customers get financed for a new or used vehicle with bad credit, so why not give us a chance? You might be surprised at what we can do for you at our Chevy dealership near Paterson, NJ.
You don't have to choose from our hand-picked selection. When you filter your search by price range, you'll see every option available to you in our new and used inventory. You could qualify for a new Chevy Traverse, Chevy Equinox, or Chevy Trax. Likewise, you could find yourself in a quality pre-owned vehicle from brands like Dodge, Nissan, Ford, Ram, Audi, BMW, and more. We help you bridge the gap between bad credit and quality vehicles at Schumacher Chevrolet of Clifton. We also accept lease returns.
Don't settle for less. Just visit our Schumacher Chevrolet dealership, just outside of Jersey City. When other dealerships can't get the job done, you can count on us to make it happen. Put the bus pass away, delete the rideshare app, and give your friend the keys back to their car because it's your turn to finance at our Chevy dealership near Bloomfield, NJ.
In most cases, you will not need a cosigner to finance your vehicle. However, if you can find someone to cosign for you, preferably someone with a higher credit standing, you will have a lower monthly payment.
Your down payment is generally 10 percent of the purchase price. If you need assistance with your down payment, please let your sales representative know in advance.
Yes, with consistent on-time payments, your credit score can boost in as little as a year.
Bring your driver's license, proof of income, proof of residence, and insurance.
Traditional employment, self-employment (with 1099 forms, tax returns, or bank statements), unearned income (child support, social security, disability, retirement, pensions).
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999 Route 46 East
Clifton, NJ 07013